SOLUTIONS

At ORApay, we believe payment processing should work for your business—not against it. Too often, merchants see profits drained by excessive fees or get stuck with outdated systems. That’s where we come in.

Dual Rewards™ — The Smarter Way to Pay

Our flagship Dual Rewards™ Program empowers merchants to save up to 100% on processing fees through dual pricing. By offering customers a choice at checkout and rewarding those who pay with cash, businesses keep more of their hard-earned revenue—while customers enjoy meaningful savings.

Traditional Pricing — Competitive. Transparent. Trusted.

While Dual Pricing is revolutionizing the industry, we know it’s not always the right fit for every business. That’s why ORApay also provides competitive, transparent, traditional pricing models. Whether you prefer interchange-plus or flat-rate pricing, we’ll ensure you’re positioned with the most cost-effective and reliable option available—without hidden fees or surprises.

Complete Payment Solutions

Beyond pricing, ORApay delivers a comprehensive suite of tools designed to simplify operations and accelerate growth:

  • Smart POS & Mobile Tap-to-Pay — modern hardware and software that keep business moving.

  • E-commerce & Invoicing — seamless integrations that make getting paid online frictionless.

  • Customer Loyalty & Rewards — transform transactions into lasting relationships.

  • Data & Analytics — actionable insights that give you control over your bottom line.

Whether you want to eliminate processing fees entirely or optimize your traditional pricing, ORApay leads with technology, transparency, and expertise—so you can focus on running your business, not chasing pennies lost to fees.

Compare Our Solutions

Dual Rewards™ (Dual Pricing)

  • Businesses ready to eliminate 100% of processing fees and maximize profits.

  • Customers see a small adjustment when paying with cards; those paying with cash receive a discount.

  • - Zero processing fees
    - Increased cash flow
    - Customers rewarded for cash payments

  • - Simple, transparent choice at checkout
    - Rewards for cash payments

  • POS, mobile tap-to-pay, e-commerce, invoicing, loyalty, and reporting.

Bottom Line

Keep 100% of your revenue—stop paying the card brands.

Traditional Pricing

  • Businesses that prefer a familiar model with low, transparent rates.

  • Flat-rate or interchange-plus pricing, fully transparent with no hidden fees.

  • - Competitive, predictable rates
    - Ideal for businesses not yet ready for dual pricing
    - Backed by ORApay’s expertise

  • - Seamless, familiar checkout process
    - Works exactly as they expect

  • POS, mobile tap-to-pay, e-commerce, invoicing, loyalty, and reporting.

Bottom Line

Save more than you are today—with the most competitive traditional rates.

HIGH RISK PAYMENT SOLUTIONS 

  • Whether you're a CBD, vape retailer or an adult business, online travel booking site to Pawn shop. We are your solution.

  • Our customized solutions will get your business up and running with fair rates.

  • We can set up your account and accept credit cards within 24 hours of applying.

HARDWARE (Point-of-Sale)  

  • Robust features such as inventory management, employee tracking, online ordering, taxes and reporting and much more

  • Accept all payment types, including credit & debit cards, gift cards, contactless payments, and online ordering.