Empowering Businesses. Eliminating Fees. Driving Growth.

At ORApay, we believe business owners deserve to keep more of what they earn. That’s why we were created—with a clear vision and purpose: to help merchants capture lost profits from excessive payment processing fees while leveraging technology that streamlines every aspect of their operations.

We are not just another payments company—we are a movement. One built by professionals who have spent decades mastering the payment and financial services industries, helping thousands of businesses navigate the maze of card networks, hidden costs, and outdated systems. Our reputation has made us a highly sought-after partner across industries from restaurants, retail, salons, med-spas, and travel, to non-profits and high-risk telehealth.

Why We Exist

The Problem: U.S. merchants lose over $224 billion every year in processing fees. That’s profit—gone.

• Our Mission: ORApay exists to stop that leak. We do this by giving business owners control, using Dual Rewards™ dual pricing, reward-back programs, and state-of-the-art POS solutions.

• The Result: Merchants save 100% on their processing fees, gain more cash flow, and run smoother businesses with less friction.

We don’t just process payments—we create partnerships. Our technology adapts with your business as the landscape evolves, ensuring you’re always one step ahead.

What Makes ORApay Different

Expertise That Speaks Volumes
With deep roots in the payment industry and financial services, ORApay is led by professionals who know the system inside out. We’re trusted by nonprofits, high-volume restaurants, independent retailers, and entrepreneurs because we bring clarity, compliance, and cutting-edge solutions to the table.

• Technology That Works for You
  From mobile tap-to-pay to advanced POS integrations, our tools don’t just process transactions—they simplify operations, capture customer data, and create loyalty.

• Savings That Scale
  Whether you run one location or a multi-state operation, our dual pricing and rewards models put thousands of dollars back into your business every year.

• A Local, Professional Partner
  Headquartered in Winter Garden, Florida, we’re proud to be local, present, and always accessible. When you call ORApay, you talk to real people who answer the phone, solve problems fast, and put your business first.

The ORApay Promise

To always operate with integrity, transparency, and innovation

• To treat your business like our own—because your success fuels ours

• To keep pushing forward as the most professional, experienced, and visionary team in the payment industry

We aren’t here to compete with old-school processors. We’re here to rewrite the rules—so business owners finally win.